YOUR SACRAMENTO HEALTH INSURANCE BROKER

Health insurance
that makes sense
for your family.

And your budget.

Your doctors. Your prescriptions. Your monthly payment. Those are good places to start.

I’ll help you compare health coverage and understand the details that matter when you actually need care.

Compare My Health Options ↗Call Andrew ↗

✓ Personal help, from your first question to enrollment and beyond.

Parents walking with their children along an oak-lined neighborhood path.

FOR THE LIFE YOU’RE LIVING.

A real person. In your corner.Andrew DeFazio · Independent Broker

✓

SACRAMENTO, CALIFORNIA / PERSONAL GUIDANCE

A LITTLE CLARITY GOES A LONG WAY

Coverage you understand.Choices you can compare.Someone you can call.

LET’S START WITH YOU

Different lives.
Different coverage needs.

Whether you’re covering your family or running your own business, we’ll start with what matters to you.

01 / HEALTH

Individuals
& Families

Your doctors, medications, budget, and the care you expect to use. Let’s find your starting point.

Explore your options ↗02 / BUSINESS

Self-Employed
& Business Owners

Health coverage is another decision on your desk. I’ll help you work through your choices.

Talk through your needs ↗03 / FLEXIBILITY

PPO
Options

Review provider flexibility, check your doctors, and understand in-network and out-of-network care.

Ask about PPO coverage ↗04 / EVERYDAY CARE

Dental
& Vision

Compare participating providers, covered services, annual maximums, and any waiting periods.

Look at dental & vision ↗

BEFORE YOU RENEW, REVIEW.

Paying more every year?
Let’s take a closer look.

Maybe your premium went up. Maybe you work for yourself. Or maybe you have insurance, but you’re still unsure how much it would cost to use it.

You don’t need to figure that out alone. Tell me what you have now and what you want to keep. We’ll compare the options available to you.

Have Andrew Review My Coverage ↗

YOUR COVERAGE, IN FOCUS

Look beyond
the monthly payment.

01Doctors & prescriptions✓

02Premiums & deductibles✓

03Benefits & out-of-pocket costs✓

04Limits & eligibility✓

A lower premium is worth a look. So are the details that come with it.

Andrew DeFazio, President of DeFazio Insurance Brokerage.

Andrew J. DeFazioPRESIDENT · LICENSED INSURANCE BROKER

GOOD COVERAGE STARTS WITH A CONVERSATION

You’ll work
directly with me.

I’m Andrew DeFazio. A broker, a parent, and the person you can call when insurance gets confusing.

I bring 17 years of customer-facing sales experience and 12 years working across different aspects of insurance. Today, my main focus is helping individuals, families, and business owners find health coverage they understand and can work into their budget.

My family uses one of the health plans I help clients evaluate. We’ve had a positive experience receiving care through participating Sutter providers. Your needs may be different, and that’s exactly where our conversation starts.

“I want to know what prompted your search—and what you need from your next plan.”

Let’s talk about your coverage ↗

A CLEAR PATH FORWARD

One conversation.
A more informed next step.

Get started ↗

Tell me what you need.

Who needs coverage? Which doctors matter to you? We’ll talk about your current plan, priorities, and budget.

Compare the details.

We’ll review premiums, deductibles, provider access, prescriptions, out-of-pocket costs, and plan limitations.

Choose your next step.

If an option fits, we’ll confirm eligibility and the effective date, then go through enrollment. I stay available afterward.

THINKING A LITTLE FURTHER AHEAD?

Health coverage today.
Life insurance for the people counting on you.

Term life, permanent coverage, mortgage protection, and other options based on your needs and budget. We can focus on health now and revisit life insurance when you’re ready.

Explore Life Insurance ↗

A FEW THINGS YOU MIGHT BE WONDERING

Good questions.
Straight answers.

Have something else on your mind?
Call me at (916) 964-7786 ↗

Can you help me compare my current plan?+

Yes. Your current premium and benefit summary are useful starting points. We’ll look at what you have, what you use, and what you want to change. Share documents only through an agreed secure method.

Can I keep my doctor?+

We’ll check the specific doctor, practice location, and network for the plan you’re considering. You should also confirm participation with the provider’s office before scheduling care.

Is the lowest monthly premium always the best choice?+

The premium is one part of the cost. Deductibles, copays, coinsurance, covered services, and limits can make a difference. We’ll review those together.

Can you help if I’m self-employed?+

Yes. I can help you compare available options for yourself and your family and discuss what matters most when you’re paying for your own coverage.

Do you still offer life insurance?+

Yes. I continue to help clients with term life, permanent coverage, mortgage protection, and other life insurance needs. We can review those alongside your health coverage or in a separate conversation.

LET’S MAKE SENSE OF YOUR OPTIONS

Your next chapter
starts with
a conversation.

Tell me what you’re paying, what you need, and what you’d like to improve. We’ll take it from there.

(916) 964-7786 ↗admin@defazioinsurance.com

⌖

Sacramento-based. Easy to reach.

Serving Sacramento, Arden-Arcade, Carmichael, surrounding communities, and other states where licensed.

Health insurancethat makes sensefor your family.

Different lives.Different coverage needs.

Individuals& Families

Self-Employed& Business Owners

PPOOptions

Dental& Vision

Paying more every year?Let’s take a closer look.

Look beyondthe monthly payment.

You’ll workdirectly with me.

One conversation.A more informed next step.